Amir Sharif

Atlanta GA Hard Money Lender

About Me

Dear Potential Client,

I've been a loan broker since 1990, brokering and pre-underwriting commercial and business loans of all types.  I specialize in providing real estate loans to investors and those who'd like to invest in real estate to create additional money, retirement money, money for your children's college, vacation money or to just create that next level lifestyle, you've been desiring, but didn't know exactly how to accomplish it.

INVESTORS:  If you need purchase and rehab money for your next real estate investment deal, don't hesitate to complete the application below, for funding. You will receive pre-approval within 24-48 hours. If you need property, in which to invest, visit our Wholesale Real Estate website and let us know exactly what type of properties you are seeking as an investment.

PROPERTY OWNERS:  If you own your property free and clear and need to update it, in order to get the most value out of it, don't hesitate to complete the application below to qualify for a special rehab loan.

FIRST TIME INVESTORS:  If you don't know how to invest, but want assistance, my company ARS Property Solutions, LLC provides consultation to it's client on the ways of investing. In fact, we will go as far as to find you a property to invest in, provide you the funding and arrange the rehab of the property, via a Joint Venture arrangement; whereas you will earn as you learn. If this appeals to you, then complete the application below and send us an email expressing your desires

We look forward to serving you the success you desire and deserve.


What is Hard Money?

A hard money loan is a collateral based loan against a hard asset - typically real estate - and is often referred to as private mortgage or private mortgage note. Unlike typical mortgage loans, hard money loans are provided by private sources (individuals and small lenders rather than large government or Wall Street backed sources). Hard money loans are often used if a person is having a difficult time getting approved for a conventional loan. The approval process for a hard money loan is usually much more streamlined than with a conventional loan because hard money lenders don't have to follow strict institutional lending guidelines, and because they look mainly to the collateral as security for repayment rather than the borrower alone.

Hard money loans can be used for both commercial and residential properties and, since private lenders use their own money, they are able to create their own flexible lending terms that will meet both their and the borrower's needs. Another advantage of hard money loans is that they are typically closed very quickly and with little documentation. Of course, since these loans are usually “outside of the box” and higher risk, the interest rates for hard money loans are usually higher then with a conventional loan.

If you are having difficulty obtaining conventional financing, or simply need a loan closed fast with creative and flexible terms, consider hard money.

Will my deal qualify for Hard Money?

Although here are many different types of hard money lending programs, the following can be used as general guidelines for determining whether your deal would be appropriate for a hard money lender. Even if your deal doesn't match exactly to these guidelines, feel free to apply anyway. My hard money team will let you know if your deal makes sense for one of our many hard money lenders:

  • Loans are usually up to 65% Loan-to-value (LTV) based off the After-Repaired-Value (ARV);
  • 100% of acquisition/construction can be financed no problem;
  • Both residential and commercial properties are OK;
  • Low credit scores? No income? That's OK too;
  • We welcome foreclosure/bank REO properties;
  • Interest only and "no payment" options are available;
  • All loans must be for business or investment purposes (sorry, no primary residences at this time);
  • We can handle cash-out refinances of land or existing structures;

If you have any questions about your deal or hard money in general, please feel free to contact me, or you may simply complete the application below and either me or my underwriting team will contact you.

For immediate consideration, please fill out the loan inquiry below.


Name: Amir Sharif

Office phone: 678.768.9844

Cell Phone: 678.768.9844


Address: 3350 Riverwood Pkwy

City: Atlanta

State: GA

ZIP: 30339