Hutcher Gold

Hartford CT Hard Money Lender


About Me

WHO WE ARE

HG Lending Company is a specialized Lending Company in asset management and long-term savings. We lead the way in helping people save and invest for their future, by offering the types of products and services that they need throughout their lives.
Our Group employs around 6,500 people internationally. We listed on the London Stock Exchange with around 1.2 million individual shareholders across over 50 countries. And we're one of the top, by revenue, we have over $990 Million that has been Invested to cover up for various needs of our borrowers.

WHAT WE OFFER AT NO UPFRONT FEES

VA Loans

Jumbo Loans

HECM Reverse Mortgage Loans

USDA Loans

Condos in Litigation Loans

    Non-Warrantalbe Condo Loans

    Foreign National Loans

    Asset Depletion Income Loans

Business Vesting (LLC, S Corp, C Corp, Partnerships)

    Delayed Financing

    More

PRODUCTS

When it comes to mortgage loans, there are many options to choose from. Contact us today to learn which options will best serve your needs.    

    Refinance

    Purchase

    Conventional

    FHA Loans

HOW WE DO IT

Helping to build a more prosperous world is at the core of our business. How we do this is by helping to advance ambition, leading industry innovation and improvement, and contributing to society's progress. We listen and respond to our customers and clients, continually examining, evaluating and where possible anticipating their needs.

We lead by example and set benchmarks for our industry by holding ourselves and our business partners to the highest standards. Through continually pursuing industry innovation we will drive improvement, for the benefit of all.

We strive to make a positive impact on our society by creating opportunities, providing support and offering our expertise for the benefit of both individuals and the diverse communities we touch across the world.

It's this responsibility that drives us to be a sustainable business. We're proud to be listed as leaders in sustainability in the Dow Jones Sustainability Indices

SPECIALIST SERVICES

The Company owns several specialist services companies, each providing a range of services and products to niche markets in the USA and around the world. These range from discretionary asset management to financial services consultancy services.

Specialties:
    Purchase Loan,
    Refinancing,
    Home Equity,
    Mortgage Planning, etc.

Hutcher Gold is a well-known local expert on Real Estate Purchases, Refinances and Reverse Mortgages. He has assisted countless individuals across the nation enhance their financial situation by helping them select the correct mortgage program to meet their particular needs and goals.  With his "no-pressure", educational approach, Hutcher is an expert at helping his clients find the right solution that exactly meets their needs.  

A Message from Hutcher Gold

"I absolutely love what I do!  There are certain people that are right for certain jobs, and my job is just perfect for me!  

We have the patience and understanding to help guide everyone involved through the loan process.  We also have the experience and the expertise you need in today's industry to help find the Mortgage program that is right for you."

Thanks and God bless you

CONTACT DETAILS
HG Lending Company
Address: Two Hartford Plaza, Hartford, CT 06155
Email: hutchergold@gmail.com
Website: http://activerain.com/hutchergold
Website: http://www.hardmoneywebsite.com/hglendingcompany

What is Hard Money?

A hard money loan is a collateral based loan against a hard asset - typically real estate - and is often referred to as private mortgage or private mortgage note. Unlike typical mortgage loans, hard money loans are provided by private sources (individuals and small lenders rather than large government or Wall Street backed sources). Hard money loans are often used if a person is having a difficult time getting approved for a conventional loan. The approval process for a hard money loan is usually much more streamlined than with a conventional loan because hard money lenders don't have to follow strict institutional lending guidelines, and because they look mainly to the collateral as security for repayment rather than the borrower alone.

Hard money loans can be used for both commercial and residential properties and, since private lenders use their own money, they are able to create their own flexible lending terms that will meet both their and the borrower's needs. Another advantage of hard money loans is that they are typically closed very quickly and with little documentation. Of course, since these loans are usually “outside of the box” and higher risk, the interest rates for hard money loans are usually higher then with a conventional loan.

If you are having difficulty obtaining conventional financing, or simply need a loan closed fast with creative and flexible terms, consider hard money.

Will my deal qualify for Hard Money?

Although here are many different types of hard money lending programs, the following can be used as general guidelines for determining whether your deal would be appropriate for a hard money lender. Even if your deal doesn't match exactly to these guidelines, feel free to apply anyway. My hard money team will let you know if your deal makes sense for one of our many hard money lenders:

  • Loans are usually up to 65% Loan-to-value (LTV) based off the After-Repaired-Value (ARV);
  • 100% of acquisition/construction can be financed no problem;
  • Both residential and commercial properties are OK;
  • Low credit scores? No income? That's OK too;
  • We welcome foreclosure/bank REO properties;
  • Interest only and "no payment" options are available;
  • All loans must be for business or investment purposes (sorry, no primary residences at this time);
  • We can handle cash-out refinances of land or existing structures;

If you have any questions about your deal or hard money in general, please feel free to contact me, or you may simply complete the application below and either me or my underwriting team will contact you.

For immediate consideration, please fill out the loan inquiry below.

 

Name: Hutcher Gold

Office phone: 5187036067

Cell Phone:

Email: hutchergold@gmail.com

Address: Two Hartford Plaza

City: Hartford

State: CT

ZIP: 06155