LOS ANGELES CA Hard Money Lender

About Me

At Sekul Lending LLC, we have access to institutional capital and control the lending process locally, which means fast answers and quick closings for your private money lending needs,Sound lending decisions are made with the guidance of our highly trained professionals and your investment is secured with a 1st Trust Deed on real property or land with loan to value ratios not exceeding 65%. Loans close through an my account officer direct funding to your bank acount as provided or title company with title insurance.

Sekul has no minimum loan amount. We fund loans of all sizes, allowing you to structure an investment that best meets your financial objectives.

Monthly Disbursments
Your interest payments are disbursed monthly by borrower, This creates a simple streamlined process of payment collection with no need for contact with the borrower.
Flexible Loan Terms
Our loans range from 1 to 30 years in term and are generally structured as interest only.
Solid Exit Strategy
We ensure a solid “exit strategy” as a part of every loan we fund. This positions the borrower properly for a timely payoff.

Specialized Products.

Straightforward Terms.
Exceptional Service.

We’re a private money lender, specializing in the financing of non-owner occupied investment properties. Sekul Lending LLC provides Mortgage Brokers, Borrowers, Investors and Real Estate Agents with funding for investment property acquisition and refinancing. We use our own institutional capital to provide business purpose loans for clients that seek to:

Fix & Flip
Buy & Hold
Rate & Term
Cash Out & Refinance
Bridge Financing
Wholesale Financing

With a specialized set of market competitive products, Sekul Lending LLC makes possible the ability to acquire multiple properties and gives investors leverage over their cash position.

What is Hard Money?

A hard money loan is a collateral based loan against a hard asset - typically real estate - and is often referred to as private mortgage or private mortgage note. Unlike typical mortgage loans, hard money loans are provided by private sources (individuals and small lenders rather than large government or Wall Street backed sources). Hard money loans are often used if a person is having a difficult time getting approved for a conventional loan. The approval process for a hard money loan is usually much more streamlined than with a conventional loan because hard money lenders don't have to follow strict institutional lending guidelines, and because they look mainly to the collateral as security for repayment rather than the borrower alone.

Hard money loans can be used for both commercial and residential properties and, since private lenders use their own money, they are able to create their own flexible lending terms that will meet both their and the borrower's needs. Another advantage of hard money loans is that they are typically closed very quickly and with little documentation. Of course, since these loans are usually “outside of the box” and higher risk, the interest rates for hard money loans are usually higher then with a conventional loan.

If you are having difficulty obtaining conventional financing, or simply need a loan closed fast with creative and flexible terms, consider hard money.

Will my deal qualify for Hard Money?

Although here are many different types of hard money lending programs, the following can be used as general guidelines for determining whether your deal would be appropriate for a hard money lender. Even if your deal doesn't match exactly to these guidelines, feel free to apply anyway. My hard money team will let you know if your deal makes sense for one of our many hard money lenders:

  • Loans are usually up to 65% Loan-to-value (LTV) based off the After-Repaired-Value (ARV);
  • 100% of acquisition/construction can be financed no problem;
  • Both residential and commercial properties are OK;
  • Low credit scores? No income? That's OK too;
  • We welcome foreclosure/bank REO properties;
  • Interest only and "no payment" options are available;
  • All loans must be for business or investment purposes (sorry, no primary residences at this time);
  • We can handle cash-out refinances of land or existing structures;

If you have any questions about your deal or hard money in general, please feel free to contact me, or you may simply complete the application below and either me or my underwriting team will contact you.

For immediate consideration, please fill out the loan inquiry below.




Office phone: (870)-0525-1157

Cell Phone:


Address: 11627 CHENAULT ST UNIT 10


State: CA

ZIP: 90049