Swift Access Lending

Irving TX Hard Money Lender

About Me


Swift Access Lending started off as a broker in 2002 and grew into a full-fledged Lender in 2009 after closing 896 loans to the tune of $150,000,000 in refinance only. Our capital base has grown up to more than 300% of the above figure according our July Financial Records (Financial year ended). We can only be proud to say our numbers just keep increasing through referrals and cordial relationship with our Clients. Swift Access lending was birthed from years of sound experiences in the lending culture. As Private Money Lenders we deliver on our promise and consider all lending projects. We are strongly rooted in the lending culture, guided by the principle of providing innovative lending solutions. As a direct lending platform, we are your stronghold in terms of the need for financial liberation.   Our lending style is based on “equal opportunity” principle without special consideration to color/race, origin, or disabilities of any kind provided the Borrower is of sane mind, independent and has the ability to repay the loan without the income or business of a third party especially the one not included in the agreement. We don’t just lend you money and leave you alone in the cold (especially business loan for business starters) we will provide you with some advise that would be helpful to you in order to repay the loan and build you up; in-other-words, we are closer to our Clients than you think.

Our programs are available for almost any project - COMMERCIAL or RESIDENTIAL loans, Refinance or Debt Consolidation loans, Business loans, Hard money, even Pay-day loans. You should also consider getting a full understanding of all the fees you will be required to pay at the closing table. No junk or hidden fees, No Prepayment penalty options, all funding, credit and operational decisions and processes are performed in-house. We provide you with the funds you need to quickly close, whether it is for commercial or residential real estate investments or other requirements. If you are not able to meet up with regular bank lending due to some circumstance, a private money loan may fit your present needs or investment strategy perfectly.
We are knowledgeable in the lending practise. Deal with us and benefit from the available and timely funds to suit all investment strategies.

Contact us now for Private Money Loans and get good and timely response to your lending needs. After-all, that’s why we “talk less but fund more”.



We provide you with fast, and quick closings for: *Pay-day loans *Residential or Commercial *Broker's fee is 2 points paid at closing table (if you’re a broker) *Arrears on an existing mortgage *Foreclosures of commercial properties with substantial equity *Hard Money Loans *Bad credit mortgage *Fix and flip loans *Investor mortgages *Rehab mortgages *Private mortgage loans *Investment property loans *Business property loans *Business Refinancing *Fast mortgages *Private money mortgage *Commercial hard money loans *100% portfolio Lender  and 100% transparency, *Proof of funds available *Less than 1 week funding after approval *Annual Interest rate depends on client's strength but preferable Fixed rate *Lending to all credit grades A-D *Terms up to 25 years Amortization with a possibility of no point depending on the loan    package. *Speak to past and current references *All Considerations at Best Available LTVs. *All loans are made in compliance with Federal ,State and local laws *Free Application for a loan would be sent to you upon your request.
If you have questions on our Recourse and Non-recourse loan packages please use any of our contact page/details/links on the right corner of this page. Or  email: swiftaccess.lending@gmail.com (a representative would put you through)


Our Testimonials are updated regularly with a five-client testimonial list in relation to latest deals. The release of personal contact details have been approved by the respective clients for reference purpose only. Have fun!

 *No one prays for problems but its part of life. Thank you the Swift Access Lending Team for the loan. It’s amazing, the flexible payback scheme you guys gave me to deduct such a minimal percent from my monthly salary even when it’s Pay-Day. I wish there are more people like you guys.
Tammy Geisel (Lakewood, CA)
Phone: (562) 354-1509
*I was in deep mire, needing help to avoid the foreclosure on the property my wife left me. I wouldn’t have forgiven myself if that had happened because I thought I’d be letting her down. But thanks to the Swift Access Team, you guys are my “heaven sent”! I’m doing well with the property now. Please do drop-by one these weekends, the treat is on me!
Thank you very much,
John Hartzler (Dallas, TX)
Phone: (214) 699-6243
* To Swift Access Lending Team, Thank you so much for your help. I called-in, needing immediate response in order to please my client. It’s amazing, the great service I received from you. After walking me through the necessary process I got positive response from you guys within the shortest time possible that even my customer was stunned as to the swiftness of your response. You are the best, getting first choice at all deals that fit your program.
Thank you for the opportunity,
Mathew Parker
* Nancy and the whole Swift Access Lending team is the best and most professional people in the industry that I have come to know. They provided me with an astonishing customer service along with rich ability and great knowledge of the lending industry. Thanks for helping me with my pre-oil drilling fees and I am forever grateful to Janet for bringing me to you guys. Sure we will do more business together soon.
* Nancy, I really appreciate the time and attention you gave my clients and I on the conference call yesterday. It was very comforting. I must say that your professionalism is a step beyond most lenders I’ve worked with. I hope to send you much more business from The Capital Bunch. I will be working with the Jefferson's today to get the LOI executed so we can start satisfying the general conditions.
Thank you.


What is Hard Money?

A hard money loan is a collateral based loan against a hard asset - typically real estate - and is often referred to as private mortgage or private mortgage note. Unlike typical mortgage loans, hard money loans are provided by private sources (individuals and small lenders rather than large government or Wall Street backed sources). Hard money loans are often used if a person is having a difficult time getting approved for a conventional loan. The approval process for a hard money loan is usually much more streamlined than with a conventional loan because hard money lenders don't have to follow strict institutional lending guidelines, and because they look mainly to the collateral as security for repayment rather than the borrower alone.

Hard money loans can be used for both commercial and residential properties and, since private lenders use their own money, they are able to create their own flexible lending terms that will meet both their and the borrower's needs. Another advantage of hard money loans is that they are typically closed very quickly and with little documentation. Of course, since these loans are usually “outside of the box” and higher risk, the interest rates for hard money loans are usually higher then with a conventional loan.

If you are having difficulty obtaining conventional financing, or simply need a loan closed fast with creative and flexible terms, consider hard money.

Will my deal qualify for Hard Money?

Although here are many different types of hard money lending programs, the following can be used as general guidelines for determining whether your deal would be appropriate for a hard money lender. Even if your deal doesn't match exactly to these guidelines, feel free to apply anyway. My hard money team will let you know if your deal makes sense for one of our many hard money lenders:

  • Loans are usually up to 65% Loan-to-value (LTV) based off the After-Repaired-Value (ARV);
  • 100% of acquisition/construction can be financed no problem;
  • Both residential and commercial properties are OK;
  • Low credit scores? No income? That's OK too;
  • We welcome foreclosure/bank REO properties;
  • Interest only and "no payment" options are available;
  • All loans must be for business or investment purposes (sorry, no primary residences at this time);
  • We can handle cash-out refinances of land or existing structures;

If you have any questions about your deal or hard money in general, please feel free to contact me, or you may simply complete the application below and either me or my underwriting team will contact you.

For immediate consideration, please fill out the loan inquiry below.

Swift Access Lending


Name: Swift Access Lending

Office phone: (469) 995-7986

Cell Phone:

Email: swiftaccess.lending@zoho.com

Address: 4600 Fuller Drive

City: Irving

State: TX

ZIP: 75038